NOT INVESTMENT ADVICE — CRITICAL NOTICE

THE CAPITAL POST IS NOT A REGISTERED INVESTMENT ADVISER, BROKER-DEALER, FINANCIAL PLANNER, OR LICENSED FINANCIAL PROFESSIONAL OF ANY KIND UNDER APPLICABLE FEDERAL OR STATE LAW, INCLUDING THE INVESTMENT ADVISERS ACT OF 1940. ALL CONTENT PUBLISHED BY THE CAPITAL POST — INCLUDING ARTICLES, STOCK PICKS, "STOCK OF THE WEEK" FEATURES, MARKET COMMENTARY, ANALYSIS, OPINIONS, AND FORECASTS — IS PROVIDED SOLELY FOR INFORMATIONAL, EDUCATIONAL, AND ENTERTAINMENT PURPOSES. NOTHING PUBLISHED CONSTITUTES INVESTMENT ADVICE, A SOLICITATION TO BUY OR SELL ANY SECURITY, OR A RECOMMENDATION TO ENGAGE IN ANY INVESTMENT STRATEGY. READERS MUST CONDUCT THEIR OWN INDEPENDENT RESEARCH AND CONSULT A LICENSED FINANCIAL PROFESSIONAL BEFORE MAKING ANY INVESTMENT DECISION. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Conflicts of Interest

The Capital Post, its editors, and contributors may hold positions in securities or assets discussed in editorial content. This constitutes a potential conflict of interest. Readers should be aware of this possibility when reading any editorial content, particularly stock picks and market commentary.

Accuracy & Forward-Looking Statements

While The Capital Post makes every effort to ensure accuracy, we cannot guarantee all information is complete, current, or free of error. Market data, prices, and financial figures are subject to change without notice. Any forward-looking statements reflect opinions only and are subject to risks and uncertainties. Past performance is not indicative of future results.

Limitation of Liability

To the maximum extent permitted by applicable law, The Capital Post, its editors, contributors, and service providers shall not be liable for any direct, indirect, incidental, consequential, or punitive damages — including investment losses — arising out of or in connection with your use of, or reliance on, any content published by The Capital Post.

Intellectual Property

All content published by The Capital Post — including articles, analysis, design, and layout — is the exclusive intellectual property of The Capital Post. No portion may be reproduced, distributed, transmitted, scraped, or used for AI training without prior written permission. Unauthorized use will be pursued under the DMCA and applicable copyright law.

External Links & Third Parties

The Capital Post may reference or link to third-party sources. We are not responsible for the accuracy, content, or practices of external sites. Reference to any third party does not constitute endorsement.

Governing Law

This disclaimer and all legal matters relating to The Capital Post are governed by the laws of the State of Florida, United States. Any disputes shall be subject to the exclusive jurisdiction of the courts of the State of Florida.

Summary

The Capital Post collects limited personal information. We do not sell your data. Analytics only activate with your consent. This Policy explains what we collect, why, and your rights.

1. Who We Are

The Capital Post is an independent financial editorial publication at capital-post.com. We are a media company — not a financial services company, registered investment adviser, or licensed financial professional. Privacy inquiries can be submitted via our Contact page.

2. Information We Collect

You provide directly: Email address (newsletter or contributor application); name and professional info (contributor applications only); email communications.

Collected automatically: Analytics data via PostHog (pages visited, click patterns, device type, general location — only upon cookie consent); IP address (Netlify hosting and Google Fonts CDN on every page load); browser local storage for display preferences (not transmitted to third parties); honeypot bot-protection signals.

Google Fonts: Fonts load from Google's CDN, which transmits your IP to Google's servers. See policies.google.com/privacy.

3. How We Use Your Information

To deliver our newsletter; to evaluate contributor applications; to understand how our publication is read (analytics, consent-only); to protect forms from spam; to comply with legal obligations. We do not use your data for automated decision-making, targeted advertising, or sale to third parties under any circumstances.

4. Third-Party Service Providers

Supabase — database (subscriber emails, contributor data). Netlify — hosting (access logs). PostHog — analytics (consent-only). Resend — transactional email. Google — font delivery. None are authorized to use your data for their own independent purposes.

5. Data Retention

Subscriber emails: retained for duration of subscription; deleted within 30 days of unsubscription request. Contributor applications: up to 24 months. Email correspondence: up to 3 years.

6. Your Rights

You have the right to access, correct, delete, or export your personal data. Unsubscribe at any time. Submit your request via our Contact page and we will respond within 30 days at no charge.

California (CCPA/CPRA): Right to know, opt out of sale (we do not sell), non-discrimination. EU/UK (GDPR): Legal bases are consent (analytics) and legitimate interest (contributor pipeline). You may lodge a complaint with your local supervisory authority. Florida (Digital Bill of Rights): Rights of access, correction, deletion, and portability apply.

7. Cookies & Tracking

We show a consent banner before activating analytics. Declining does not affect your access to content. Display preferences are stored in browser local storage only — not transmitted to any third party.

8. Data Security & Breach Notification

We implement reasonable technical safeguards including Supabase Row Level Security. In the event of a breach affecting your data, we will notify you and applicable authorities as required by Florida's Information Protection Act (F.S. §501.171).

9. Children's Privacy

The Capital Post is not directed at individuals under 18. We do not knowingly collect data from minors. Contact us immediately via our Contact page if you believe we have.

10. Changes to This Policy

We may update this Policy at any time. Material changes will be communicated to subscribers by email. Continued use of the site following changes constitutes acceptance.

Important

By accessing or using capital-post.com in any way — reading articles, subscribing, or submitting content — you agree to be bound by these Terms. If you do not agree, do not use this site.

1. Not Investment Advice

THE CAPITAL POST IS NOT A REGISTERED INVESTMENT ADVISER, BROKER-DEALER, OR LICENSED FINANCIAL PROFESSIONAL. ALL CONTENT IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NOTHING PUBLISHED CONSTITUTES INVESTMENT ADVICE, A SOLICITATION TO BUY OR SELL ANY SECURITY, OR A RECOMMENDATION OF ANY INVESTMENT STRATEGY. READERS MUST CONSULT A LICENSED FINANCIAL PROFESSIONAL BEFORE MAKING ANY INVESTMENT DECISION. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. EDITORS AND CONTRIBUTORS MAY HOLD POSITIONS IN SECURITIES DISCUSSED.

2. Intellectual Property

All content on capital-post.com — articles, headlines, analyses, graphics, site design, and branding — is the exclusive intellectual property of The Capital Post, protected by U.S. copyright law and international treaties. You may not reproduce, republish, scrape, or use TCP content for AI training without express written permission. Unauthorized use will be pursued through DMCA takedowns and civil litigation.

3. Contributor Submissions

By submitting content through our "Write for Us" form, you represent that the work is your original creation, does not infringe third-party rights, and contains no defamatory or unlawful content. Submission grants TCP a license to evaluate your work. Published contributors must execute a formal Contributor Agreement with IP assignment prior to publication. Submission does not guarantee publication.

4. Subscriber Terms

By subscribing you consent to receive editorial communications from TCP. You may unsubscribe at any time. Subscriber content is for personal, non-commercial use only — redistribution is prohibited. You represent that you are at least 18 years of age.

5. Prohibited Conduct

You agree not to: scrape or auto-extract TCP content; attempt unauthorized access to TCP systems; submit false or infringing content; use TCP content for AI training without written permission; misrepresent your identity when contacting TCP.

6. Disclaimer of Warranties

THE CAPITAL POST IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. TCP EXPRESSLY DISCLAIMS ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND ACCURACY. USE OF THE SITE IS ENTIRELY AT YOUR OWN RISK.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TCP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING INVESTMENT LOSSES — ARISING FROM YOUR USE OF THIS SITE. TCP'S TOTAL LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED $100.00.

8. Indemnification

You agree to defend, indemnify, and hold harmless The Capital Post, its editors, contributors, and service providers from any claims, damages, and costs (including attorneys' fees) arising from your use of the site, violation of these Terms, or content you submit.

9. Governing Law & Disputes

These Terms are governed by the laws of the State of Florida. Disputes shall be subject to the exclusive jurisdiction of Florida courts. Before initiating legal proceedings, contact us via our Contact page with 30 days written notice for informal resolution.

TCP's Copyright Ownership

All original articles, analyses, headlines, and editorial content on capital-post.com are the exclusive intellectual property of The Capital Post, protected under 17 U.S.C. §101 et seq. Unauthorized reproduction — including by AI training pipelines, content aggregators, or third-party websites — is a violation of TCP's copyright. TCP actively monitors for unauthorized use and will pursue DMCA takedowns and civil litigation against infringers.

Reporting Infringement

If you believe content on capital-post.com infringes your copyright, submit a written notice via our Contact page (subject: "DMCA Takedown Notice") including: (1) signature of the copyright owner or authorized agent; (2) identification of the infringed work; (3) the specific infringing URL; (4) your contact information; (5) a good faith belief statement; (6) a statement under penalty of perjury of accuracy. We respond within 10 business days. Under 17 U.S.C. §512(f), knowingly misrepresenting infringement may result in liability.

Counter-Notification

If content was removed in error, submit a counter-notification via our Contact page including: your signature; identification of the removed material; a good faith belief statement under penalty of perjury; your name, address, and phone number; and consent to Florida federal court jurisdiction.

Repeat Infringers

The Capital Post terminates, in appropriate circumstances, access and contributor relationships with repeat infringers of intellectual property rights.

TCP's Active Enforcement

When TCP discovers unauthorized use of its content, TCP will issue DMCA takedown notices, send cease and desist demands, and pursue legal remedies including injunctive relief and damages. To license TCP content, contact us via our Contact page.